|
Certificate of Deposit Rates
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|
Term in Months
|
Less than $10,000.00 Rate/APY
|
$10,000.00-$49,999.99 Rate/APY
|
$50,000.00-$99,999.99 Rate/APY
|
|
6
|
1.19% / 1.20%
|
1.29% / 1.30%
|
1.39% / 1.40%
|
|
9
|
1.39% / 1.40%
|
1.49% / 1.50%
|
1.59% / 1.60%
|
|
12
|
1.59% / 1.60%
|
1.69% / 1.70%
|
1.79% / 1.80%
|
|
15
|
1.59% / 1.60%
|
1.69% / 1.70%
|
1.79% / 1.80%
|
|
24
|
1.98% / 2.00%
|
2.08% / 2.10%
|
2.18% / 2.20%
|
|
27
|
2.47% / 2.50%
|
2.57% / 2.60%
|
2.67% / 2.70%
|
|
30
|
2.47% / 2.50%
|
2.57% / 2.60%
|
2.67% / 2.70%
|
|
36
|
2.47% / 2.50%
|
2.57% / 2.60%
|
2.67% / 2.70%
|
|
42
|
2.57% / 2.60%
|
2.67% / 2.70%
|
2.76% / 2.80%
|
|
48
|
2.57% / 2.60%
|
2.67% / 2.70%
|
2.76% / 2.80%
|
|
60
|
2.72% / 2.75%
|
2.81% / 2.85%
|
2.91% / 2.95%
|
- Rates are effective as of December 22, 2008.
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
- Penalties for early withdrawal.
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|
Ceriticate of Deposit over $100,000.00 Rates
|
|
Term
|
Rate / APY
|
|
6 Months
|
1.49% / 1.50%
|
|
9 Months
|
1.69% / 1.70%
|
|
12 Months
|
1.89% / 1.90%
|
|
15 Months
|
1.89% / 1.90%
|
|
24 Months
|
2.28% / 2.30%
|
|
27 Months
|
2.77% / 2.81%
|
|
30 Months
|
2.77% / 2.81%
|
|
36 Months
|
2.77% / 2.81%
|
|
42 Months
|
2.86% / 2.90%
|
|
48 Months
|
2.86% / 2.90%
|
|
60 Months
|
3.01% / 3.05%
|
- Rates are effective as of December 22, 2008.
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
- Penalties for early withdrawal.
|
|
Checking & Savings Rates
|
|
Product
|
Minimum Balance
to Open Account
|
Interest Rate
|
Annual Percentage Yield
|
|
NOW
|
$1,000.00
|
0.25%
|
0.25%
|
|
Super NOW
|
$2,500.00
|
0.25%
|
0.25%
|
|
Savings
|
$100.00
|
0.50%
|
0.50%
|
|
Christmas Club
|
$1.00
|
0.50%
|
0.50%
|
- Rates are effective as of January 22, 2008.
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
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|
